As cybercrime remains prevalent, it’s crucial to stay vigilant to avoid becoming victims. Hackers now target wealthy individuals with public profiles and weak cyber security.

Here are some simple ways to protect yourself from digital crime.

Cybercrime is a people problem

Matt Cullina, Head of Global Cyber Insurance Business for Cyberscout®, a TransUnion® brand, explains that cybercrime involves manipulating people, often due to a lack of awareness and human error.

Following data breaches, personal details are available for hackers to buy cheaply online. They use this information to build profiles and find weak links to manipulate.

Electronic funds transfer fraud

NFU MutualWealthy individuals with weak cyber security are a frequent target (Image: NFU Mutual)

One common attack is electronic funds transfer fraud, often targeting wealthy individuals who frequently send money for investments or business deals. Hackers may impersonate a business owner and trick someone close to them into transferring money. By educating yourself and those around you, you can reduce the risk of falling victim to such tricks.

Think twice before clicking

Avoid becoming a victim by pausing to check links before clicking. People often click “I accept” automatically. Spending a few seconds to verify if a message or link looks legitimate can make a difference. Banks will never pressure you to change your password urgently.

Extra layers of digital security

NFU MutualAdd an extra layer of security (Image: NFU Mutual)

 Accept any extra layers of digital security available from services and apps, such as multifactor authentication, which requires a second verification method. Don’t dismiss it as a hassle

Don’t be afraid to ask for help

Matt Cullina recommends contacting the experts at Cyberscout®, a TransUnion® brand, for both proactive and preventative support. Their specialists can assist whether you’re seeking guidance or believe you may have been the victim of a cyber incident.

Personal Cyber cover

With NFU Mutual Bespoke Home Insurance, Personal Cyber cover comes as standard, providing up to £50,000 of cover if you, or a family member living with you falls victim to cybercrime. Plus, unlimited access to a proactive and preventative Cyber Assistance Helpline, open 24/7, 363 days a year (closed Christmas Day and Boxing Day).

NFU Mutual Bespoke Home Insurance is designed for high-value homes with contents over £150,000.

To find out more about NFU Mutual Bespoke Insurance call 0808 231 2820, or search: NFU Mutual Bespoke Home Insurance